Useful Information About New York Defensive Driving

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New York defensive driving schools aim to help the residents of the state develop their driving skills while saving on insurance. Also referred to as Insurance Discount course, traffic school Point reduction course.

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Traditionally you had to spend 6 hours on a Saturday to complete a defensive driving course to get insurance discount or point reduction. In May, 2009 NY DMV has approved online defensive driving courses as alternative to a classroom course. Keeping with its commitment to help make New York State the safest place to drive, the New York State Department of Motor Vehicles put together criteria for this online defensive driving program that represents the very best in driver safety. Playing an even greater proactive role, they worked vigorously with legislation to allocate budgets for the launch of the online defensive driving program, finding the need to provide New York motorists with an easy, alternative on saving money on insurance especially in light of the current economic situation.

The online defensive driving course consists of 10-simple modules featuring a combination of humorous, YouTube style video clips that are supported by easy to navigate text and graphics covering a variety of driving subjects ranging from basic traffic laws to more serious issues like DUI and seat belt use. While the course must be completed within 30 days of registration, it is available 24/7, allowing participants to log in and out as many times as they like to finish at their own pace. Upon completion, students are mailed a certificate that can be submitted to their insurance company for a mandatory 10% three-year reduction. The New York DMV will also be notified upon completion, for an automatic reduction on the driver's active point total by up to four points, a process that can be done every 18 months.

The unique biometric technology that tracks student participation allows DMV to validate participation completely online, so our course does not require any type of final exam, online or at a proctored site. Students literally never have to leave their home to complete the course!"

Anyone with a New York State driver's license, regardless of their record, is eligible to take this course and benefit from the discount. Students can access the course directly at http://www.MyImprov.com or speak with their local insurance agent to see if they offer the Improv Defensive Driving Course Online or in the Classroom.

Over a million New York drivers a year take advantage of these Defensive Driving Programs to save on their insurance

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