How to Avoid a Car Accident

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Every year, thousands of people are involved in automobile accidents. In almost every accident, somebody acted negligently, and could have avoided the accident by exercising more caution.t

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How is How to Avoid a Car Accident

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I have represented thousands of accident victims and seen over and over again common accident mistakes. Most of the time, only one person is at fault. Sometimes, more than one drive shares the blame.

The following suggestions are given to help you avoid causing or contributing to an accident. This is not a hypothetical list. This is a list gleaned from years of seeing thousands of situations occur in the lives of my clients.

Driving Under the Influence of Alcohol or a Controlled Substance. It's never a good idea. Some of the worst accidents I've seen are caused by drunk drivers. Most people who consume alcohol do not think they are too impaired to driving. Alcohol impairs reaction time, and those fractions of seconds can make a difference in driving situations.

Falling Asleep at the Wheel. If you get tired while driving, pull over and take a quick nap. I drive long distances frequently, and I pull over when I get tired. Don't fight hrough it.

Overcorrecting. Many of the accidents I see are people who overcorrect. People see something in the road they don't want to hit, and they swerve to miss things that would not hurt them if they hit them. Road cones. Tumbleweeds. Rubber from tires. My advice is to hit the object, and brace yourself. In most cases, the consequences are far less severe than swerving at a high rate of speed. My wife just lost a friend who was ejected from her Hummer (she was not seat-belted, either) when her husband swerved to miss a road cone, rolling vehicle several times.

Running a Red Light. Don't enter an intersection after the light turns red. Ever.

Turning Left on a Yellow Light. When the light is turning yellow, vehicles going straight try to beat the light. But the person who needs to turn left has been waiting in the intersection. The fatal mistake I have seen time and again is the turning party turns on the assumption that the speeding car going straight is going to stop. That is a risk you should not take. Assume nothing. Even though the light turns red, you are already in the intersection. Most street have a delay between when the light turns red the opposite lights turn green. Besides, you face far less risk with cars that see you ahead of them that are accelerating from a stopped start than to pull in front of a car going 45 miles an hour.

Following Too Closely. It is hard in crowded traffic to keep a safe distance between you and the car in front without someone cutting in front of you, but you have to discipline yourself to do it. Think of space as a big cushion or pad of safety. That buffer of space will save you from many accidents that occur when people in front of you have to slam on their brakes or take evasive action. Many of the rear-ender accidents I handle could have been avoided if people just gave themselves more space between them and the car. The rule of thumb is one car length per 10 miles an hour, or a 2-second buffer between you and the car in front of you.

Driving in the Parking Lane. The shoulder of the road is not a lane, even though many people use it. I have seen many accidents occur as people try and use this as a travel lane. People turn into them all of the time. Any lane to right of a white line is not a driving lane.

Failure to Adjust Speed Given the Road Conditions. Too many people travel too fast, ignoring speed limits. Also, people fail to adjust their speed when hazardous conditions exist. Speed limits are maximum speeds, and if hazardous conditions exist, drop your speed below the maximum so you can have time to react to approaching conditions.

Failure to Pay Attention. Many accidents also occur because people get distracted, talking on their hand-held cell phones, leaning down to pick something up, eating, talking to someone in the car, etc. Your car is not a restaurant, phone booth or office. Force yourself to avoid distractions and remember that fractions of seconds matter if you are going to avoid or prevent accidents.

Changing Lanes without Looking. Always check your and blinds blind spots when changing lanes. I have seen a number of side swipe cases because people failed to do this.

Making Illegal Traffic Maneuvers. Don't' make maneuvers, such as U-turns, in places where they are not allowed. The double dashed center lanes on many of our roads are not merge left lanes, they are left turn only lanes. Only use them for their intended purposes.

I know if everyone followed the rules, I would probably be out of a job! Most people will not take my advice--but I hope you do.

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How Long Does it Take to Settle a Car Accident Case?

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Many victims wonder how long does it take to settle a car accident case especially if they have been injured or have experienced loss of property and need financial help immediately. Many things can happen as a result of a car accident such as a disability, vehicular damage, loss of job or even death. Those who have experienced some loss that requires immediate help are the most desperate to know how long does it take to settle a car accident case. Here are some basic guidelines in determining the length of time you can expect regarding vehicular accident case settlements.

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How is How Long Does it Take to Settle a Car Accident Case?

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1. Circumstances of Accident - As with any law case, the circumstances will determine the length of time and amount of energy necessary to resolve the issue. The more complicated the situation, the longer a case generally requires. If you are involved in a simple case that is clearly the other driver's fault as determined by law enforcement and the driver does not challenge the assessment, you may see your case settled within a few weeks. A more complicated case that involves issues such as drunk driving, death or disability claims can require a lot more time and you can expect to be involved for several months or even a couple of years before it is resolved legally and financially.

2. Attitude of the Insurance Company - Another issue that can make a case shorter or longer is the attitude of the liable insurance company. If they refuse to settle in short order or decide to prolong the case by throwing up every paper thin issue they can find, you may be dealing with them for several months before every protest is met. On the other hand, a reputable insurance company that puts consumer interests first will usually settle a case within a few weeks rather than spend extra time and money on a prolonged case.

3. Ability of Your Counsel - The attorney that you choose will play an important part in whether or not your case is resolved successfully as well as in a shorter amount of time. When choosing a competent lawyer, be sure that you choose one that listens to you, that has handled several cases similar to yours and that has a success rate in dealing with car accident cases. An experienced attorney who handles mostly accident cases will do a much better job, generally speaking, than another lawyer who only handles these types of cases once in a while.

4. Your Patience - Some clients are so desperate to get a case settled that they will take an early settlement that may not be as much as they could ultimately receive if they relied on their legal counsel's best advice. Some unscrupulous insurance companies will offer a meager settlement to desperate victims in order to protect their bottom line. If you have confidence in your legal advisor, be sure to exercise patience in waiting on the best settlement you can receive.

Be sure to keep these issues in mind if you are involved in any car accident suit so that you know what to expect. If you know realistically how long does it take to settle a car accident case, you won't be as apt to make a poor decision that could negatively impact your future.

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Car Accident Statistics

Texas Driver Safety Course Online - Car Accident Statistics

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Do you know about - Car Accident Statistics

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Car accident statistics indicate that at least four people involved in car accidents die every hour. These accidents could be due to the fault of the driver, the other driver, or due to a faulty vehicle. The important thing to consider is the number of deaths occurring every day, excluding the people involved in car accidents and sustaining severe personal injuries.

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The main causes for car accidents are reckless and negligent driving and alcohol. Teenagers, according to the statistics, cause most car accidents Inexperience coupled with irresponsible behavior and a lack of respect for the safety precautions are the main causes for such a high number of teenage car accidents.

Another reason is the inattentiveness of the driver. Many people talk while driving, which might prove to be fatal because it distracts the driver from the road. Even though hands free mobile phones are the latest craze, the driver would be unable to concentrate on the road while on the phone. The best option would be to park and then take the call, or not take the call at all while driving. These rules have already been implemented in a number of states.

Inattentiveness can also be caused due to alcohol, drugs, or the driver being distracted by music in the car. This might prove to be perilous to other drivers on the road and might result in either distracting them with reckless driving or causing side or rear end collisions due to inattentiveness. Such negligence can even cause pileups in highways and must be avoided at all costs.

Car accidents can be very traumatic, sometimes affecting the person for the rest of their life. Other than the physical injuries that may result due to the accident, mental pressure might also result. A few precautions can eliminate the prospect of accidents on the roads and provide a safety net. It is advised to follow the safety road rules and not drive while on the phone or while on drugs or alcohol.

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Parking Lot Accident - Fault, Negligence and Other Issues

Texas Driver Safety Course Online - Parking Lot Accident - Fault, Negligence and Other Issues

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Do you know - Parking Lot Accident - Fault, Negligence and Other Issues

A parking lot accident can ruin your weekend. If you ever went to the grocery store, you know that the
parking lot is a deadly trap. It is not uncommon seeing people backing out while
smoking a cigarette, or talking in their cellular phone. It is even worst when
you honk at them and they look at you as if you were doing something wrong. If
you are in a parking lot accident, there are several things you need to know
about before it is too late.

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Most parking lots in America are considered private
property, and most of the accidents are low speed impacts. This means that
"usually" there will not be people making bodily injury claims, at least not at
the scene. The combination of the two allows the police decline your call for
help. It is very likely that the police will not respond to document the
damages.

You will be left at your own devices to get the other
party's information and defending your case. A parking lot accident usually gets
complicated. Drivers have very different perspectives of what happened and word
vs. word situations will most likely arise if you do not have witnesses
(insurance companies require independent witnesses, so your passengers will not
count).

It is often the case that the other party will not want to
give you their information. This is when things can get ugly. How can you file a
claim if you do not have their information? Call the police again (even if that
is after they left) and try to get them to come out. If they don't, then go to
the closes police station and file a walk in report. Write everything you know
and exactly what happened. This will help you later on to document your claim.

There are two reasons why people won't give you their
insurance information. Either they do not have insurance (way to often in the
U.S.) or they think you are responsible for the accident. The common view is "if
you hit me, then your insurance should pay". In no fault statues (like
Michigan), this does not apply, but all fault states most driver do not want to
file against their own insurance company. Although this is a reasonable
deduction, it is misguided.

Insurance agents try to discourage people from making claim
against their own insurance policy. They worry about your rates. Most of the
time, your rates will not be affected if you are a good customer and the
accident is not your fault. Agents also have personal motives for this; they
have "loss ratio" percentages that can lower their commissions, so they want to
discourage claims as much as they can. No filing a claim can jeopardize
coverage, you have a duty to report an accident, and not doing so can left you
without coverage.

This can put you in a very bad spot. If you do not file a
claim then no defense against bodily injury claims and ludicrous claim will be
paid by the insurance company. Protecting your defense rights can save you
thousands of dollars in legal fees in paying someone's alleged injuries.

Even if your parking lot accident is minor and the damages
are not significant, call the insurance company and put them on notice. This
will protect you in case the other party makes a claim against you. Remember
that a parking lot accident is the single most disputed accident out there.

Make sure you file a police report, even if that is a walk
in report. This will protect you in case the other person does not have
insurance. Most

Uninsured Property Damage Coverage in the policy makes it a requirement that
you file a police report, this will accomplish that.

It is a great idea to go back to the parking lot and talk
to the business owners (or managers). Many parking lots in America have
surveillance cameras and it is likely that the accident was caught in tape. This
will be the single most important piece of evidence. Should your adjuster get
that? Yeah, she should. But that does not mean that she will. Unfortunately
there are many adjusters that will only take a recorded statement and call it an
investigation.

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